Holiday shopping season is upon us and, for personal finance reporters like ourselves, that means diving into all the different ways Americans are paying for gifts this year. For a good chunk of shoppers, turns out they plan on paying later. As many as half of holiday shoppers intend to …
If you’re planning on using buy now, pay later (BNPL) to cover your holiday shopping this year — and half of shoppers are, per PayPal — know that there are alternative financing options out there offering similar flexibility. While BNPL helps you pay for things over time, it can encourage …
It can take more than two months to list, market and close on a home sale. For sellers who don’t have that kind of time, there is a faster alternative. IBuyers (short for “instant buyers”) are investment firms that make all-cash offers on properties, sight unseen. Companies like Opendoor use …
President Donald Trump over the weekend slipped a missive into a Truth Social post that may well change the way many consumers buy a home—but experts are not sold on the idea. On Nov. 8, the President announced the proposal in a post titled “Great American Presidents,” which included the …
When we think of the best place to manage our money, banks are top of mind. But did you know that credit unions could actually offer more value to you as a consumer? Credit unions, by nature, are member-owned organizations so they know their customers well and, since credit unions …
A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for necessities like health care, car payments and housing. Some 17% admitted they charged expenses to cover gaps in their budget every single month last year, putting …
As Capital One continues to expand its airport lounge network, certain travel credit cards, like the Capital One Venture X Rewards Credit Card, are becoming even more appealing. Capital One Lounges offer luxe amenities ranging from locally sourced food and craft cocktails to relaxation rooms, showers and high-speed Wi-Fi. There are …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A three-year CD, also commonly referred to as a 36-month CD, allows you to put …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. CDs are a type of savings account where you earn a fixed rate of interest …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. If you have a short-term savings goal, like an upcoming vacation, a three-month CD can …