When it comes to finding ways to eek out a little more cash from your monthly budget, the first line of defense is usually to find expenses you can cut back on. But what happens if you’ve already cut out all that you can and you’re still tight on cash? …
Investing can feel like a big, intimidating commitment. You might think you need a pile of cash or a Wall Street background just to get started. But what if you could start growing your money with just a few dollars? When micro-investing, you invest small amounts, even spare change, so …
Coming up with a good idea for a business is just one step toward becoming an entrepreneur. Another part of the journey is making sure you have a solid plan to back up your business. A business plan is like a roadmap or blueprint for managing your business every step …
Between rising costs, packed schedules and a constant stream of financial advice, saving money can feel like another task competing for your attention. But it doesn’t have to be as complicated as it seems. Building an emergency fund or contributing to investments can be as simple as setting up a …
Tax season is upon us and while we know that you’d never intentionally try to get on the IRS’ bad side, it’s worth the quick reminder to be wary of how you do your taxes and avoid mistakes. If you’re a new business owner, it can be hard to know …
In your early 20s, a savings of $10,000 can be a great safety net and, as I found out, it’s a pretty realistic milestone. That is, if you have a plan. For me to hit that goal at that age, I mapped out my own strategy. I prioritized getting money …
These days, just when we think we can give our wallets a break, suddenly there’s yet another expense to pay for. While we can’t entirely escape some of life’s biggest expenses — like weddings, home repairs, college tuition and car purchases — we can plan for them so we don’t …
A widely touted benefit of running a small business is access to tax write-offs that are generally unavailable to W-2 employees — like business dinners, business travel and rent if running your business from home. But to really maximize these tax savings, business owners have to be organized. Having accurate …
If you’ve ever considered paying off your mortgage three, five or even 10 years earlier by making extra payments, you’re not alone. Ross Mannino, a financial adviser and managing director at Ameriprise Financial Services, told CNBC Select that clients come to him with this idea all of the time. For …
When people think about cutting back on spending or saving more, they often picture drastic changes, like giving up going out with friends or skipping trips altogether. But building savings doesn’t always have to require major lifestyle changes. In some cases, it can start with just $5. Simple, repeatable actions …