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Half of Americans expect holiday debt — 6 steps to recover fast in the new year

December 26, 2025 by Admin
Half of Americans expect holiday debt — 6 steps to recover fast in the new year

Between hosting dinners, buying gifts and travel, the holidays can get pretty expensive. And if you’re finding that your paycheck just doesn’t go as far as it once did, credit cards or personal loans may seem like the easiest way to extend your income to afford everything the holiday season …

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Why January is a great time to buy a car — and how to pay for it

December 24, 2025 by Admin
Why January is a great time to buy a car — and how to pay for it

While December is often considered the best time to buy a car, the first month of the year means less competition and dealers who are even more desperate to offload last year’s models.   This January is especially ripe for deals, according to Kelley Blue Book managing editor Sean Tucker, as …

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2026 is the year to add a ‘party fund’ to your budget — start with these 3 resources

December 17, 2025 by Admin
2026 is the year to add a ‘party fund’ to your budget — start with these 3 resources

Parties and events are some of the most enjoyable ways to connect with loved ones to celebrate the holidays and mark special occasions — whether it’s a small family dinner or a fully catered, Instagram-worthy soiree. But while the memories are priceless, party costs can quickly add up, especially if …

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5 last-minute ways to clear credit card debt before the new year, using everyday money tools

December 15, 2025 by Admin
5 last-minute ways to clear credit card debt before the new year, using everyday money tools

If you’re *this close* to paying off your credit card balance and want to walk into the new year debt-free, there are a handful of small, but helpful, steps you can take in these last couple weeks you have left. Apart from winning the lottery or receiving a surprise inheritance, …

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3 reasons the holidays are a great time to buy a home, and how to close quickly

December 8, 2025 by Admin
3 reasons the holidays are a great time to buy a home, and how to close quickly

If you’re on the hunt to buy a home, it may be a good idea to put it on your holiday wish list. December is a great time to buy for a few reasons: sellers are usually more motivated to close before the end of the year, and sale prices …

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You don’t have to tailor your finances to the Fed — here are 3 money moves that work any time

December 5, 2025 by Admin
You don’t have to tailor your finances to the Fed — here are 3 money moves that work any time

The Federal Reserve meets for the last time this year on December 10, and, again, the big question centers around what will happen with interest rates. The federal funds rate certainly influences our everyday lives: It determines how expensive it is for Americans to borrow money, how rewarding it is …

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Trademarks, copyrights and patents are all forms of IP: Here’s what they protect

December 4, 2025 by Admin
Trademarks, copyrights and patents are all forms of IP: Here’s what they protect

If you’re starting a business, you’ll need to decide how to legally protect your brand and its assets, depending on the type of business you want to start. Trademarks, copyrights and patents are all forms of intellectual property (IP) and they can help you protect the things you create for …

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Here’s how much to tip during the holidays, plus financial tools that make it easy

December 3, 2025 by Admin
Here’s how much to tip during the holidays, plus financial tools that make it easy

‘Tis the season of giving back — whether it’s in the form of gifts, donations or a thank-you tip to seasonal workers. Discussions around tipping have sparked debate in recent years as Americans found themselves bewildered to be asked to tip at a self-service checkout. But one thing we can …

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BNPL debts piling up? An expert weighs in on what you need to know about debt relief

November 30, 2025 by Admin
BNPL debts piling up? An expert weighs in on what you need to know about debt relief

You may have taken out a Buy Now, Pay Later (BNPL) loan, thinking it’d be a simple way to break a purchase into smaller payments. But if you’ve missed a payment — or you’re juggling several BNPL plans at once — you might be wondering what happens next. And more …

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Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

November 25, 2025 by Admin
Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

How close of an eye do you keep on your checking account — would you notice if $1 went missing? Most people think of financial fraud showing up as a large, unusual charge on their bank account, but it’s the little transactions that can actually be the biggest red flags. …

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Hello, I'm Ramjee Sah, a skilled freelancer based in New York, USA, born on in Siraha, Nepal. With a Master's in sociology and a Bachelor's in health & physical education, I bring vast experience in social interventions. I offer top-notch services in web development, graphic design, writing, and more, ensuring exceptional results with a creative and technical blend. Find my services on digital platforms like www.rehab2research.com, www.affiliatehf.com, www.aiapkpro.com, sacnepal24.org and youtube.com/@creativeXplore.My address: 6615 Wetherole street, Rego park, New York, 11374 phone: 1(929)465-4176 WhatsApp: 9816349474 Thank you for considering my expertise.

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