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Select: Personal Finance

You have 270 days before defaulting on your federal student loans — here’s how to stop the clock

January 20, 2026 by Admin
You have 270 days before defaulting on your federal student loans — here’s how to stop the clock

If you have a federal student loan and have been consistently struggling to make payments, there’s one important deadline you have to remember: Borrowers enter default after 270 days of missed payments. Once your loans are in default, you can have your wages garnished and tax refunds withheld. Although the …

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Half of Americans expect holiday debt — 6 steps to recover fast in the new year

December 26, 2025 by Admin
Half of Americans expect holiday debt — 6 steps to recover fast in the new year

Between hosting dinners, buying gifts and travel, the holidays can get pretty expensive. And if you’re finding that your paycheck just doesn’t go as far as it once did, credit cards or personal loans may seem like the easiest way to extend your income to afford everything the holiday season …

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2026 is the year to add a ‘party fund’ to your budget — start with these 3 resources

December 17, 2025 by Admin
2026 is the year to add a ‘party fund’ to your budget — start with these 3 resources

Parties and events are some of the most enjoyable ways to connect with loved ones to celebrate the holidays and mark special occasions — whether it’s a small family dinner or a fully catered, Instagram-worthy soiree. But while the memories are priceless, party costs can quickly add up, especially if …

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5 last-minute ways to clear credit card debt before the new year, using everyday money tools

December 15, 2025 by Admin
5 last-minute ways to clear credit card debt before the new year, using everyday money tools

If you’re *this close* to paying off your credit card balance and want to walk into the new year debt-free, there are a handful of small, but helpful, steps you can take in these last couple weeks you have left. Apart from winning the lottery or receiving a surprise inheritance, …

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Here’s how much to tip during the holidays, plus financial tools that make it easy

December 3, 2025 by Admin
Here’s how much to tip during the holidays, plus financial tools that make it easy

‘Tis the season of giving back — whether it’s in the form of gifts, donations or a thank-you tip to seasonal workers. Discussions around tipping have sparked debate in recent years as Americans found themselves bewildered to be asked to tip at a self-service checkout. But one thing we can …

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Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

November 25, 2025 by Admin
Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

How close of an eye do you keep on your checking account — would you notice if $1 went missing? Most people think of financial fraud showing up as a large, unusual charge on their bank account, but it’s the little transactions that can actually be the biggest red flags. …

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A record 187 million Americans will shop this week: Here are 5 simple ways to save

November 24, 2025 by Admin
A record 187 million Americans will shop this week: Here are 5 simple ways to save

The year’s biggest shopping week is here — and it’s bringing in the highest shopper turnout on record. An unprecedented nearly 187 million Americans plan to shop this Thanksgiving weekend, the National Retail Federation (NRF) found. Though debit cards are the most popular payment choice at checkout, per NRF, other …

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How to save on Prime Big Deal Days 2025, including a discounted Prime membership and a $150 gift card

October 6, 2025 by Admin
How to save on Prime Big Deal Days 2025, including a discounted Prime membership and a 0 gift card

Amazon’s second Prime-member exclusive event, Prime Big Deal Days, runs from October 7 to 8 this year. Similar to the official Prime Day in the summer, this sale offers exclusive discounts on millions of items across the site. If you’re looking to start your holiday shopping early — and over …

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Capital One Venture X vs. American Express Platinum: Which luxury card has the best benefits?

August 23, 2024 by Admin
Capital One Venture X vs. American Express Platinum: Which luxury card has the best benefits?

Capital One Venture X Rewards Credit Card Rewards Unlimited 2X miles on all eligible purchases, and 5 Miles per dollar on flights and vacation rentals and 10 Miles per dollar on hotels and rental cars when booked via Capital One Travel portal Welcome bonus Earn 75,000 bonus miles once you …

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American Express Gold vs. American Express Platinum: Which is right for you?

August 6, 2024 by Admin
American Express Gold vs. American Express Platinum: Which is right for you?

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you’re a foodie, frequent traveler or simply seeking luxury benefits, you may consider picking up the American Express® Gold Card or The Platinum Card® from American Express. Both these premium cards offer valuable rewards and benefits, …

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Hello, I'm Ramjee Sah, a skilled freelancer based in New York, USA, born on in Siraha, Nepal. With a Master's in sociology and a Bachelor's in health & physical education, I bring vast experience in social interventions. I offer top-notch services in web development, graphic design, writing, and more, ensuring exceptional results with a creative and technical blend. Find my services on digital platforms like www.rehab2research.com, www.affiliatehf.com, www.aiapkpro.com, sacnepal24.org and youtube.com/@creativeXplore.My address: 6615 Wetherole street, Rego park, New York, 11374 phone: 1(929)465-4176 WhatsApp: 9816349474 Thank you for considering my expertise.

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