For folks seeking a low-risk way to increase their savings, both money market accounts and money market funds hold a lot of appeal. But despite their similar names, these two savings vehicles are very different. Here’s how to decide which account works best for your goals. LendingClub offers a variety …
VA loans are zero-down mortgages for active service members and veterans that are insured by the Department of Veterans Affairs and funded by private lenders. Created in 1944, the VA loan program has aided more than 24 million families achieve homeownership with flexible qualifications, lower rates, no down payment and …
Most taxpayers anticipate a tax refund from the IRS: About two-thirds of filers (64%) got money back in 2024 and, so far this tax season, over $145 billion has gone out — with the average refund hitting just over $3,300. It’s important not to think of it as free money, …
A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for necessities like health care, car payments and housing. Some 17% admitted they charged expenses to cover gaps in their budget every single month last year, putting …
If you’re in the market to buy a house, don’t expect mortgage rates to drop anytime soon. “In the near term, rates are going to be stuck near 7%,” said Jonathan Miller, CEO of Miller Samuel Real Estate Appraisers and Consultants. “If they fall, we’re talking about straddling 6% — …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you’re loyal to a hotel chain, such as Marriott, Hilton, Hyatt or IHG, it’s worth considering a co-branded hotel credit card. These cards can grant you instant elite status, credit to help you earn the next …
Housing prices remain at historic highs, as homebuyers face elevated mortgage rates, an ongoing housing shortage and stagnant incomes that aren’t keeping up with rising costs. The national median list price for a home at the end of 2024 was $419,200, according to data from the Federal Reserve Bank of …
PenFed Platinum Rewards Visa Signature® Card Rewards 5X points on gas purchases at the pump and electrical vehicle charging stations, 3X points on purchases at the supermarket (including most Target and Walmart locations†), restaurants, and TV, radio, cable, streaming services Welcome bonus 15,000 points when you spend $1,500 in first …
As you prepare for tax season, you may consider paying your taxes with a credit card. After all, you’d have some breathing room until the bill was due and could earn rewards. The issue is that the IRS adds processing fees to credit card payments. On the other hand, if …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you operate a business, whether part-time or full-time, you may benefit from opening a business credit card. A business credit card helps to keep personal and professional expenses separate, which makes things much easier come tax time. Plus, …