When it comes to our retirement nest egg, we can’t help but wonder where we stand compared to our cohorts. While Vanguard’s newly released “How America Saves” yearly report reveals that Americans’ 401(k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 …
Full coverage car insurance protects you and your vehicle in many situations, from fender benders and fallen tree branches to vandalism and theft. But there are a surprising number of things most basic policies won’t cover, like personal items in your car, roadside assistance, custom parts and collisions outside the …
Cash-back credit cards have long been a popular go-to rewards card for many cardholders — and for good reason. You can simply make money off of those everyday purchases you’d make anyways. That money can then be used to pay off your credit card bill, as one redemption example. How …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Loyal United Airlines and JetBlue flyers have a lot to look forward to with the two carriers’ recently announced “Blue Sky” partnership. The new alliance will give United MileagePlus and JetBlue TrueBlue members reciprocal perks when flying — they’ll …
A cruise can be a dream vacation. But things can go wrong, too — from missing the boat to picking up a bug to breaking your foot at a port of call. Thankfully, cruise insurance can reimburse you for many prepaid and non-refundable expenses. CNBC Select analyzed 20 cruise insurance …
Travel insurance can be a huge help to anyone, especially older travelers who may have a greater risk of health issues or unexpected travel disruptions and greater concerns about protecting their finances. CNBC Select explores why travel insurance is so important for seniors and the policies to consider if you’re …
If you’re an older homeowner looking for an infusion of cash, a reverse mortgage could seem like a no-brainer. there is no minimum credit score requirement and — as long as you stay current with your insurance premiums, home repairs and property taxes — no payments is due until you …
If you’ve ever owned a credit card before, chances are you’re familiar with the term “APR,” or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest rate, or the cost of borrowing money. But for those cardholders who pay their balance off on time and …
Personal and small business cards issued by U.S. Bank are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase. You can also check out our list of best credit cards for alternative options. A …
If you’re an active service member, you’re entitled to some financial protections. This is thanks to the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), both of which address the consumer debt that military members and their families may carry. These laws provide financial safeguarding like interest …