Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Credit cards are great for building credit, earning rewards and taking advantage of various purchase protections. However, if you tend to overspend, miss payments or simply can’t get approved for a credit card, debit cards may be …
To attract new customers, many banks will often offer a sign-up bonus when opening a new account. For checking accounts specifically, these bonuses can be at least $100. Qualification is usually easy, with new account holders tending to just need to set up a direct deposit and transfer cash within …
A joint bank account can be handy when combining or sharing your finances. Whether you’re saving for a mutual goal with your significant other, sharing bills with your spouse, teaching money management to your kids or starting a business with a friend, a well-picked joint bank account can be helpful. …
Cash management accounts can be a good alternative to traditional banking if you’re looking for a convenient way to manage your money. These accounts combine the best of both a checking and savings account. Users can benefit from savings account features like depositing cash and earning above-average interest rates, while …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. Stashing cash in a high-yield savings account can help you reach your goals quicker. High-yield …