If you’re planning on using buy now, pay later (BNPL) to cover your holiday shopping this year — and half of shoppers are, per PayPal — know that there are alternative financing options out there offering similar flexibility. While BNPL helps you pay for things over time, it can encourage …
It can take more than two months to list, market and close on a home sale. For sellers who don’t have that kind of time, there is a faster alternative. IBuyers (short for “instant buyers”) are investment firms that make all-cash offers on properties, sight unseen. Companies like Opendoor use …
President Donald Trump over the weekend slipped a missive into a Truth Social post that may well change the way many consumers buy a home—but experts are not sold on the idea. On Nov. 8, the President announced the proposal in a post titled “Great American Presidents,” which included the …
When we think of the best place to manage our money, banks are top of mind. But did you know that credit unions could actually offer more value to you as a consumer? Credit unions, by nature, are member-owned organizations so they know their customers well and, since credit unions …
Amazon’s second Prime-member exclusive event, Prime Big Deal Days, runs from October 7 to 8 this year. Similar to the official Prime Day in the summer, this sale offers exclusive discounts on millions of items across the site. If you’re looking to start your holiday shopping early — and over …
When it comes to our retirement nest egg, we can’t help but wonder where we stand compared to our cohorts. While Vanguard’s newly released “How America Saves” yearly report reveals that Americans’ 401(k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 …
A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for necessities like health care, car payments and housing. Some 17% admitted they charged expenses to cover gaps in their budget every single month last year, putting …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A three-year CD, also commonly referred to as a 36-month CD, allows you to put …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. CDs are a type of savings account where you earn a fixed rate of interest …
Editor’s Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. If you have a short-term savings goal, like an upcoming vacation, a three-month CD can …