If you recently received a salary increase or haven’t updated your income information with your credit card issuer in a while, you might qualify for a credit limit increase. By securing a higher credit limit, you’ll be giving yourself more spending power and keeping your credit utilization rate low — and …
There are lots of reasons an upcoming dental appointment might fill you with anxiety, but paying the bill shouldn’t be one of them. If you don’t have dental insurance (or your provider won’t cover enough of your visit’s cost), a personal loan can help prevent a trip to the dentist’s …
Taking out a personal loan means committing yourself to a lender, and like any relationship (even a financial one) you need trust and reliability. For some borrowers, that means turning to a brick-and-mortar bank like TD Bank for a loan. CNBC Select delivers important details on discounts, funding amounts, loan …
Personal loan terms often range from one to seven years. However, if you need a loan you can pay back quickly, such as for an unexpected expense, there are short-term loans available. Short-term personal loans are generally safer and less costly than payday loans and may still be available if …
Installment loans give you something even more valuable than money — time. These loans give you a lump sum of cash and let you pay down your debt in regular, scheduled installments. But if you have bad credit, the peace of mind that comes with installment loans may seem out …
Earning an MBA can be expensive, so many turn to graduate school loans to help foot the bill. Federal student loans for graduate students are a good starting point. With Direct Unsubsidized Loans, you can borrow up to $20,500 each academic year, and Direct PLUS Loans let you borrow up …
Federal student loans typically offer the lowest interest rates, but they can only finance so much of one’s education. Oftentimes, borrowers also need to take out a private student loan in addition to fill in any gaps. Private student loan interest rates vary widely depending on your credit, but if …
SoFi has low interest rates and approves borrowers with scores as low as 600, making it an excellent option if your credit score is lower than the 620 required by most lenders. We also love that this online lender allows first-time homebuyers to put as little as 3% down and …
Recreational vehicles (RVs) are big, fun and expensive. Luckily, you don’t have to front the entire cost of an RV out of pocket. Similar to a car loan, an RV loan lets you hit the road now and pay off your debt later. And while some of the best RV …
The homebuying process can seem confusing and overwhelming, especially since there are so many moving parts to consider. Making a down payment is just one part of the process. While it has long been a notion that you needed to put at least 20% down in order to buy a home, findings …