Does APR matter if I pay off my credit card each month?

Does APR matter if I pay off my credit card each month?

If you’ve ever owned a credit card before, chances are you’re familiar with the term “APR,” or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest rate, or the cost of borrowing money. But for those cardholders who pay their balance off on time and …

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What happens when my 0% APR period ends?

What happens when my 0% APR period ends?

Personal and small business cards issued by U.S. Bank are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase. You can also check out our list of best credit cards for alternative options. A …

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3 popular credit card benefits for active military personnel

3 popular credit card benefits for active military personnel

If you’re an active service member, you’re entitled to some financial protections. This is thanks to the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), both of which address the consumer debt that military members and their families may carry. These laws provide financial safeguarding like interest …

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