One in three drivers doesn’t have enough car insurance

One in three drivers doesn’t have enough car insurance

One in three drivers is behind the wheel without enough car insurance, a figure that’s been climbing since the pandemic. Looking at claims data from between 2017 and 2023, a report from the Insurance Research Council found the rate of U.S. drivers who were either underinsured or completely uninsured jumped from …

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Using options to trade this beaten-down beer giant that Warren Buffett holds

Using options to trade this beaten-down beer giant that Warren Buffett holds

Constellation Brands , a leading player in the beverage alcohol industry, has faced significant headwinds in 2025 analyst downgrades and broader market concerns about trends in alcohol consumption. However, the current pessimism surrounding the stock appears overdone, possibly presenting a compelling valuation even as many stocks, net of the S …

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Is the Guild 1% Down mortgage right for you?

Is the Guild 1% Down mortgage right for you?

Guild Mortgage Annual Percentage Rate (APR) Types of loans Conventional, FHA, VA, USDA, Arrive Home, Zero Down, jumbo, renovation, refinancing, reverse mortgages, home equity loans Terms Credit needed 540 for FHA, VA and USDA loans; 600 for Zero Down; 620 for conventional loans, 680 for jumbo loans. Nontraditional credit options …

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What are tariffs and will they impact your savings?

What are tariffs and will they impact your savings?

Whether you’re tuned into the news or not, you’ve probably heard the word “tariff” thrown around a lot lately. Maybe you have a general idea of what it means — or maybe it just sounds like something that makes prices go up. Before you panic and start stockpiling goods, take …

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Here’s the average 401(k) balance by age

Here’s the average 401(k) balance by age

When it comes to our retirement nest egg, we can’t help but wonder where we stand compared to our cohorts. While Vanguard’s newly released “How America Saves” yearly report reveals that Americans’ 401(k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 …

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13 things car insurance doesn’t cover

13 things car insurance doesn’t cover

Full coverage car insurance protects you and your vehicle in many situations, from fender benders and fallen tree branches to vandalism and theft. But there are a surprising number of things most basic policies won’t cover, like personal items in your car, roadside assistance, custom parts and collisions outside the …

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