If you’re looking for sunshine and shores in 2026, a cruise might be your ideal getaway. For a record-setting number of Americans, those plans are also in sight: An analysis from AAA projects that 21.7 million Americans will set sail in 2026. That figure has been rising consistently since 2022. …
I didn’t always take online security seriously. I made basic mistakes, like using the same password for all my accounts, logging onto public WiFI networks without a VPN and giving out my email and phone number to anyone who asked. After putting it off for a while, I finally enrolled …
The Federal Reserve cut its benchmark rate by a quarter point at its last meeting of the year. December’s move marks the third time in a row the central bank has lowered interest rates, shaving three-quarters of a point off the federal funds rate since September to a range of 3.5% to …
You’ve likely heard of a credit card cash advance before — it’s basically a short-term loan offered by your credit card issuer. Another way to access money quickly and conveniently is simply through a cash advance app. With a cash advance app, you set up direct deposit and either receive …
If you’re on the hunt to buy a home, it may be a good idea to put it on your holiday wish list. December is a great time to buy for a few reasons: sellers are usually more motivated to close before the end of the year, and sale prices …
Alistair Berg | Digitalvision | Getty Images When workers retire, a key decision they may face concerns their 401(k) savings — do they leave the money in their employer plan, or roll it over to an individual retirement account? Companies are increasingly adding features to their 401(k) plans that may …
The Federal Reserve meets for the last time this year on December 10, and, again, the big question centers around what will happen with interest rates. The federal funds rate certainly influences our everyday lives: It determines how expensive it is for Americans to borrow money, how rewarding it is …
Jacob Wackerhausen | Istock | Getty Images Earlier this week, the White House — in conjunction with Michael Dell, founder and CEO of Dell Technologies, and his wife, Susan — announced one of the largest donations ever to benefit American children. The Dells’ $6.25 billion pledge goes hand in hand with …
If you’re starting a business, you’ll need to decide how to legally protect your brand and its assets, depending on the type of business you want to start. Trademarks, copyrights and patents are all forms of intellectual property (IP) and they can help you protect the things you create for …
‘Tis the season of giving back — whether it’s in the form of gifts, donations or a thank-you tip to seasonal workers. Discussions around tipping have sparked debate in recent years as Americans found themselves bewildered to be asked to tip at a self-service checkout. But one thing we can …
