Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and often don’t require collateral, making them a safer and more affordable option for financing. There are …
You’ve finished applying to college, got accepted and made your decision. Now it’s time to apply again, this time for financial aid. Whether you’re looking to cover the full cost or just fill in the gaps, student loans can help make college more affordable by spreading out the payments over …
Whether you’re tuned into the news or not, you’ve probably heard the word “tariff” thrown around a lot lately. Maybe you have a general idea of what it means — or maybe it just sounds like something that makes prices go up. Before you panic and start stockpiling goods, take …
The Federal Reserve declined to adjust the federal funds rate in May, leaving the benchmark range at 4.25%-4.50%, where it’s been since December 2024. The CME Group, which tracks the likelihood of a target rate adjustment, is pessimistic about a rate cut after the next gathering on June 18. It …
Applying for a mortgage can be difficult, especially for people with nontraditional income sources, like self-employed workers, small business owners, gig workers, freelancers and anyone else who doesn’t receive a W2 from an employer. “The typical mortgage broker has a checklist,” Keith Hall, president and director of the National Association for …
Homeowners insurance rates have risen dramatically, from an average of $2,656 annually in 2021 to $3,303 in 2024. That’s a 24% increase, more than twice as fast as the rate of inflation in the same timeframe. But the increase hasn’t been uniform: According to a new report from the Consumer Federation …
Thanks to elevated mortgage rates and a housing shortage, homebuying is more expensive than ever. In fact, you’d need to earn six figures to afford a median-priced home in all but 15 states, according to a new report from real estate platform Realtor.com. The site’s affordability analysis also revealed that, …
The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% of accounts were delinquent, the most since the Fed bank began its report. It’s only a slight …
Creating a will is an essential part of an estate plan, enabling you to make choices about how your assets are disbursed after you die. While it might seem intimidating to draft a legal document, online will-makers can make it easier. They allow you to work at your own pace, …
Robert F. Kennedy Jr., US secretary of Health and Human Services (HHS), during a cabinet meeting at the White House in Washington, DC, US, on Monday, March 24, 2025. Samuel Corum | Bloomberg | Getty Images Health and Human Services Secretary Robert F. Kennedy Jr. plans to slash 10,000 full-time …