Discover APRs are accurate as of December 12, 2024. If you want to maximize your rewards, a 5% cash-back card can be a smart addition to your wallet as they often have standard interest rates and no annual fee. The Discover it® Cash Back is one of three Discover cards that …
If you’re new to credit cards, you may be surprised to learn that you can start your credit journey at 18 years old — the minimum age requirement for opening your first card. While financial experts recommend you start building credit as young as possible, not all beginners are the …
Whether you’re a student looking to build credit or a parent preparing to send your kids to college, a student credit card can help the next generation establish good financial habits. Discover offers two credit cards geared toward college students: the Discover it® Student Cash Back and the Discover it® …
If you recently received a salary increase or haven’t updated your income information with your credit card issuer in a while, you might qualify for a credit limit increase. By securing a higher credit limit, you’ll be giving yourself more spending power and keeping your credit utilization rate low — and …
When you’re shopping for a mortgage, credit card or other form of debt, your credit score has a significant impact on everything from your approval odds to the interest rate. While the best way to build credit is to pay your bills on time and maintain low amounts of debt, …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Getting preapproved for a credit card doesn’t guarantee you’ll be approved, but it can give you a better idea of your approval odds with no hard inquiry. There is no impact on your credit score until you …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The Delta SkyMiles® Gold American Express Card is a great airline card for someone who flies with Delta a few times per year. With benefits such as the first checked bag free and a $200 Delta Flight Credit to …
If you have poor credit, you won’t be eligible for the most rewarding credit cards. Secured credit cards can help you get your credit back on track, but require a deposit to open. However, several easy-to-get credit cards can help you rebuild your credit without an upfront deposit, even if …
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Picking the best rewards credit card may feel overwhelming. There are so many options that it can be hard to know which is best for you. You don’t have to be an aggressive points optimizer to enjoy …
Business credit cards can help business owners streamline expenses, earn rewards and finance larger purchases. However, opening a new credit card can sometimes be easier said than done. When applying for a business credit card, issuers may consider your personal credit score if you don’t have a business credit report …