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5 last-minute ways to clear credit card debt before the new year, using everyday money tools

December 15, 2025 by Admin
5 last-minute ways to clear credit card debt before the new year, using everyday money tools

If you’re *this close* to paying off your credit card balance and want to walk into the new year debt-free, there are a handful of small, but helpful, steps you can take in these last couple weeks you have left. Apart from winning the lottery or receiving a surprise inheritance, …

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2026 is expected to be a record-setting cruise year — here’s how to protect your trip

December 11, 2025 by Admin
2026 is expected to be a record-setting cruise year — here’s how to protect your trip

If you’re looking for sunshine and shores in 2026, a cruise might be your ideal getaway. For a record-setting number of Americans, those plans are also in sight: An analysis from AAA projects that 21.7 million Americans will set sail in 2026. That figure has been rising consistently since 2022. …

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Need money fast? These 4 cash-advance apps can help — but they’re not risk-free

December 9, 2025 by Admin
Need money fast? These 4 cash-advance apps can help — but they’re not risk-free

You’ve likely heard of a credit card cash advance before — it’s basically a short-term loan offered by your credit card issuer. Another way to access money quickly and conveniently is simply through a cash advance app. With a cash advance app, you set up direct deposit and either receive …

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3 reasons the holidays are a great time to buy a home, and how to close quickly

December 8, 2025 by Admin
3 reasons the holidays are a great time to buy a home, and how to close quickly

If you’re on the hunt to buy a home, it may be a good idea to put it on your holiday wish list. December is a great time to buy for a few reasons: sellers are usually more motivated to close before the end of the year, and sale prices …

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You don’t have to tailor your finances to the Fed — here are 3 money moves that work any time

December 5, 2025 by Admin
You don’t have to tailor your finances to the Fed — here are 3 money moves that work any time

The Federal Reserve meets for the last time this year on December 10, and, again, the big question centers around what will happen with interest rates. The federal funds rate certainly influences our everyday lives: It determines how expensive it is for Americans to borrow money, how rewarding it is …

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Trademarks, copyrights and patents are all forms of IP: Here’s what they protect

December 4, 2025 by Admin
Trademarks, copyrights and patents are all forms of IP: Here’s what they protect

If you’re starting a business, you’ll need to decide how to legally protect your brand and its assets, depending on the type of business you want to start. Trademarks, copyrights and patents are all forms of intellectual property (IP) and they can help you protect the things you create for …

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Here’s how much to tip during the holidays, plus financial tools that make it easy

December 3, 2025 by Admin
Here’s how much to tip during the holidays, plus financial tools that make it easy

‘Tis the season of giving back — whether it’s in the form of gifts, donations or a thank-you tip to seasonal workers. Discussions around tipping have sparked debate in recent years as Americans found themselves bewildered to be asked to tip at a self-service checkout. But one thing we can …

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BNPL debts piling up? An expert weighs in on what you need to know about debt relief

November 30, 2025 by Admin
BNPL debts piling up? An expert weighs in on what you need to know about debt relief

You may have taken out a Buy Now, Pay Later (BNPL) loan, thinking it’d be a simple way to break a purchase into smaller payments. But if you’ve missed a payment — or you’re juggling several BNPL plans at once — you might be wondering what happens next. And more …

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Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

November 25, 2025 by Admin
Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

How close of an eye do you keep on your checking account — would you notice if $1 went missing? Most people think of financial fraud showing up as a large, unusual charge on their bank account, but it’s the little transactions that can actually be the biggest red flags. …

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A record 187 million Americans will shop this week: Here are 5 simple ways to save

November 24, 2025 by Admin
A record 187 million Americans will shop this week: Here are 5 simple ways to save

The year’s biggest shopping week is here — and it’s bringing in the highest shopper turnout on record. An unprecedented nearly 187 million Americans plan to shop this Thanksgiving weekend, the National Retail Federation (NRF) found. Though debit cards are the most popular payment choice at checkout, per NRF, other …

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