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BNPL debts piling up? An expert weighs in on what you need to know about debt relief

November 30, 2025 by Admin
BNPL debts piling up? An expert weighs in on what you need to know about debt relief

You may have taken out a Buy Now, Pay Later (BNPL) loan, thinking it’d be a simple way to break a purchase into smaller payments. But if you’ve missed a payment — or you’re juggling several BNPL plans at once — you might be wondering what happens next. And more …

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Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

November 25, 2025 by Admin
Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it)

How close of an eye do you keep on your checking account — would you notice if $1 went missing? Most people think of financial fraud showing up as a large, unusual charge on their bank account, but it’s the little transactions that can actually be the biggest red flags. …

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A record 187 million Americans will shop this week: Here are 5 simple ways to save

November 24, 2025 by Admin
A record 187 million Americans will shop this week: Here are 5 simple ways to save

The year’s biggest shopping week is here — and it’s bringing in the highest shopper turnout on record. An unprecedented nearly 187 million Americans plan to shop this Thanksgiving weekend, the National Retail Federation (NRF) found. Though debit cards are the most popular payment choice at checkout, per NRF, other …

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Americans’ 401(k)s are surging with market gains — these top IRAs can help you build even more

November 21, 2025 by Admin
Americans’ 401(k)s are surging with market gains — these top IRAs can help you build even more

A strong market is boosting Americans’ nest eggs: Average 401(k), IRA and 403(b) account balances hit record highs in the third quarter, according to Fidelity’s latest data. Year over year, 401(k) balances are up 9% at $144,400, IRA balances up 7% to $137,902 and 403(b) balances up 10% to $131,200. …

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The average first-time homebuyer is now 40 years old. How to buy sooner

November 20, 2025 by Admin
The average first-time homebuyer is now 40 years old. How to buy sooner

If you’re struggling to afford homeownership, you’re not alone.  In the U.S. in 2025, the average age of first-time homebuyers clocked in at 40 years old, up from age 29 in 1985, according to a new report from the National Association of Realtors (NAR). And waiting to buy isn’t necessarily …

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The one ‘acceptable scenario for using BNPL during holidays,’ says credit counseling expert

November 18, 2025 by Admin
The one ‘acceptable scenario for using BNPL during holidays,’ says credit counseling expert

Holiday shopping season is upon us and, for personal finance reporters like ourselves, that means diving into all the different ways Americans are paying for gifts this year. For a good chunk of shoppers, turns out they plan on paying later. As many as half of holiday shoppers intend to …

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Half of shoppers are relying on BNPL this holiday season, but here are 3 alternatives

November 12, 2025 by Admin
Half of shoppers are relying on BNPL this holiday season, but here are 3 alternatives

If you’re planning on using buy now, pay later (BNPL) to cover your holiday shopping this year — and half of shoppers are, per PayPal — know that there are alternative financing options out there offering similar flexibility. While BNPL helps you pay for things over time, it can encourage …

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Need to sell your house fast? An iBuyer can cut your closing time in half

November 12, 2025 by Admin
Need to sell your house fast? An iBuyer can cut your closing time in half

It can take more than two months to list, market and close on a home sale. For sellers who don’t have that kind of time, there is a faster alternative. IBuyers (short for “instant buyers”) are investment firms that make all-cash offers on properties, sight unseen. Companies like Opendoor use …

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Experts caution against Trump’s 50-year mortgage. How to boost a traditional home loan’s affordability

November 11, 2025 by Admin
Experts caution against Trump’s 50-year mortgage. How to boost a traditional home loan’s affordability

President Donald Trump over the weekend slipped a missive into a Truth Social post that may well change the way many consumers buy a home—but experts are not sold on the idea.  On Nov. 8, the President announced the proposal in a post titled “Great American Presidents,” which included the …

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Is wedding insurance worth it? Why one expert says it’s a must ‘for every couple’

November 3, 2025 by Admin
Is wedding insurance worth it? Why one expert says it’s a must ‘for every couple’

You’ve put lots of time, energy and money into planning your wedding. And, while no one wants to think about something unfortunate happening, there’s a lot that can go wrong. Wedding insurance covers everything from a rainstorm ruining your outdoor ceremony to the photographer not showing up. “Weddings are a …

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Hello, I'm Ramjee Sah, a skilled freelancer based in New York, USA, born on in Siraha, Nepal. With a Master's in sociology and a Bachelor's in health & physical education, I bring vast experience in social interventions. I offer top-notch services in web development, graphic design, writing, and more, ensuring exceptional results with a creative and technical blend. Find my services on digital platforms like www.rehab2research.com, www.affiliatehf.com, www.aiapkpro.com, sacnepal24.org and youtube.com/@creativeXplore.My address: 6615 Wetherole street, Rego park, New York, 11374 phone: 1(929)465-4176 WhatsApp: 9816349474 Thank you for considering my expertise.

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